I apologise, but, in my opinion, you are mistaken. I can prove it. Write to me in PM, we will discuss.

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Hello! dbegeeb interesting dbegeeb site!

Hey. New around here and figured I should post and say hi.

A few weeks ago I was rear ended by someone while stopped at a stop light, which caused significant damage to my rear bumper and trunk, as well as smashing one of my lights. I have been dealing with her insurance company, they are covering it because the accident was completely her fault. Got an estimate, and they are saying it may be considered a total loss.

The estimate was done two weeks ago, and after repeated attempts at calling them to find out what they are going to do, I finally got a call yesterday, and have an adjuster coming to my house tomorrow to appraise the car.

I do not want the car totaled, and the damage is not totally horrible, its really just body damage. I still drive the car, it runs fine. It is a 2001 Dodge Intrepid. Because I was in the military, I was overseas alot, so it has very low mileage for its age, only 53,000. Also, the engine was replaced at 42,000 when it was in my father's possession while I was overseas, so the engine only has 11,000 on it.

Will they take this into consideration when they decide whether to repair or total it? Bluebook on my car is only $4700, and I am sure they wouldn't give me that much. I know for that amount I will not find a comparable car to mine, there can't be that many 2001 cars with such low mileage and a new engine. I feel like I might get screwed here.

I feel that since the accident was not

I've been thinking about joining Pony Club. I'm 13, and jump 3ft 2in. I've been riding for 6 years and we still have our first horses (well they're kind of ponies i guess) My original horse is 22 so he's getting up there (he was, is, and will always be the best horse ever!). We are keeping him throughout his days, and we have a 9 year old mare who was my sisters horse but she stopped riding, so I've mainly been working with her. I'm growing out with her, she's mainly a children's pony (but for a confident child : ) We're selling her and buying a new horse. We are already looking at 2 geldings. WE have our own barn and pasture, and I ride at a place 15 minutes away. We can't take Bliss (my mare) out there often, and I ride in lessons twice a week on a 15.2 mare or other horses (we tried her out, didn't work). I'm an eventer and once I get a new horse I want to start showing frequently. Time would be the hardest problem, because in the fall I have soccer. I have no friends who ride horses (:( well i have one on facebook) and I now really want to join. The closest (functional) club is 35-40 minutes away. I would really be interested in what they have to offer, like learning new things about horses, testing myself, and all the other things I've heard about. What do you do in your Pony Club? How many meetings do you have? What do you do there? Do you think it wo

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